Event Liability Insurance limits costly exposure from Property Damage and Bodily Injury claims of event attendees. Securing coverage is practical, and often required, when hosting both public and private events.
Event Liability Insurance acts as your primary defense against lawsuits arising from accidents during your event. Whether it’s a guest injury or accidental damage to a rented venue, this coverage ensures that unexpected mishaps don’t lead to devastating legal or out-of-pocket costs.
Why You Need It
Safeguard against property damage and bodily injury claims from event attendees.
Include optional liquor liability coverage when selling or serving alcohol.
Satisfy mandatory venue requirements with proof of event liability insurance.
Cover medical expenses and tenant’s legal liability for rented event premises.
Scope of Coverage
Event Liability Insurance reduces your liability on loss or damage suffered by event participants. Coverage is customized to your event. Limits of $1, $2, $5 or $10 million are available with options to add Host Liquor or Liquor Liability coverage. Consideration is made for onsite First Aid and Third-Party Security. Policies can cover multi-day events with attendees up to and exceeding 5,000.
Use Cases
Conferences & Tradeshows
Satisfy mandatory venue requirements for large-scale professional exhibitions and corporate gatherings.
Sports & Performance Events
Manage high-traffic risks associated with amateur or professional competitions and live shows.
Concerts & Public Festivals
Protect against costly bodily injury or property damage claims during large-scale entertainment events.
Private & Social Functions
Safeguard weddings, holiday parties, and celebrations from accidental damage to rented premises.
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